National debt is a bond issued by the state with a fixed rate of return and a long term, which is the financing of large-scale national construction projects; It is not easy to buy and sell, and it can be traded in the secondary market for a long time.

A fund refers to a certain amount of funds set up for a certain purpose. For example, trust and investment funds, unit trust funds, provident funds and insurance funds, which are usually referred to as securities investment funds, are investment methods initiated by fund companies to distribute dividends to investors with securities investment income, and belong to passive financial management. Some subscribe for at least 1 1,000 yuan, and some subscribe for at least 1 1,000 shares. The fund has a fixed investment every month. The threshold is low, but it lasts for 3-5 years. Funds also have risks and are likely to lose money. Only suitable for novices with no financial experience and young people with low income. Not suitable for day trading.

Securities are the general name of all kinds of economic rights and interests certificates, and it is a written proof that the holder of securities has the right to obtain due rights and interests according to the contents contained in the face of securities. According to its nature, different securities are divided into evidence securities, voucher securities and negotiable securities. Generally speaking, a stock is a stock certificate or shareholder code issued by a listed company, which can obtain the dividend distribution of the company's operating profit, and can also buy and sell the company's shares freely in the secondary securities market to obtain the difference profit. The trading time of stocks is T+ 1, which means you can buy them today and sell them tomorrow. Can only be bought and sold during trading hours.

Foreign exchange trading and gold trading can be bought and sold at any time.

Gold is the price of gold, gold investment earns the difference from the fluctuation of gold price, foreign exchange is the currency of other countries except sovereign countries, and foreign exchange investment earns the difference from the exchange rate changes of national currencies. Gold foreign exchange investment is T+0 transaction, which can be bought and sold at any time; Can be long or short; Margin trading is more suitable for radical investors with certain funds.

Financial management is aimed at your financial situation, financial objectives, financial knowledge, risk tolerance and operating time. It is comprehensive and personalized. It's not simply for you to buy funds and deposit stocks in the bank, but to realize your wealth management goal of increasing wealth. I will give you a reasonable capital and asset allocation plan according to your situation and make the most suitable investment.

Generally speaking, financial management is to increase revenue and reduce expenditure, with money management as the center, saving money as the starting point, focusing on generating money and ensuring money.

If you want to check my information or my Baidu space, contact me. I want to know more about you. You didn't say income and free time, nor did you say the amount of money, financial goals and financial basis, so I can't rashly recommend any investment for you.