In March this year, the Fund Department of the China Securities Regulatory Commission issued the Notice on Uniformly Standardizing the Calculation Methods of Subscription Fees and Subscription Shares of Securities Investment Funds, requiring fund managers to complete the adjustment within three months from the date of issuance of the notice.
In the past, when people bought funds, fund companies often used the "internal deduction method". For example, you bought a new fund with 65438+ 100000 yuan, and the new fund has 1 yuan. If the rate is 1%, if the subscribed fund share is calculated by "internal deduction method", the corresponding formula is:10000-/kl. Using the deduction method, the corresponding formula is: 1 0000/(1+1%), the same1ten thousand yuan, and the fund share that can be purchased is 9900+438+0. According to this calculation, for every 1 10,000 0 yuan new funds, investors can save nearly 1 10,000 yuan more than before.
For a single investor, the increase of fund share is not much, or the 100 yuan saved from 100 yuan is definitely nine Niu Yi cents. However, for fund companies, if a new fund of10 billion is issued, it will receive nearly10 billion less than before, which is not a small sum.
It is understood that foreign fund industry generally has two methods: external deduction method and internal deduction method when calculating the amount of fund subscription or purchase. Although the unit amount affected by the external deduction method is not large, in the case of the same amount, the fund share purchased by investors will increase each time, which can better safeguard the interests of investors.