Middle school students are more suitable for financial products with low risk, low starting point, good liquidity and convenient investment because they have less funds. Personal recommendation bank deposit, P2P financial management, Yu 'ebao.

1, bank deposit. At present, the interest rates of various deposits are different, so you can choose the deposit products of joint-stock banks or large state-owned banks. Of course, the overall difference is not big. The specific choice of products and time limit depends on the situation, and other products and services of the bank should be considered comprehensively.

2.P2P financial management. This is a popular financial management method in recent years. The general annualized rate of each platform is around 9- 18%, which is much higher than that of bank financing, and the investment threshold is low, such as * * * winning the club and 50 yuan starting investment. Stable income, flexible and simple operation, very suitable for college students.

3. Yu 'ebao. Belonging to the money fund, the risk is small and the income is stable. At present, the annualized rate of Yu 'ebao has dropped to about 3.4%, so it can be properly invested.

In fact, I mainly study knowledge and practice, and how much money I earn is second. Investment is risky, so we should consider it carefully and start with caution.