1, the fund can pay dividends, indicating that the fund's income was considerable in that year, and the fund manager's management level and investment level were relatively high. As long as there is no systemic risk in the future, the rate of return may be completely lost, so it is better to hold it.

2. For conservative investors, cash dividends can be chosen for fund dividends. Cash dividend means that you can take out the income in advance without selling the fund, and you can take it out without handling fees. The fund can continue to operate and continue to generate income.