Both products are very good.

Tiantianbao is a currency fund that invests in low-risk financial products such as short-term bonds and bank deposits. The yield is relatively low but the risk is also small.

Tiantianli is a demand deposit with a relatively high yield but relatively high risk.

If you want less investment risk, you can choose Tiantianbao; if you want a higher rate of return, you can choose Tiantianli.

However, it should be noted that when investing in financial products, you need to choose appropriate products based on your own risk tolerance and investment purposes.