The one-time settlement standard of medical expenses for childbirth or family planning is: 4,000 yuan for natural childbirth, 5,000 yuan for dystocia and 6,000 yuan for cesarean section; Give employees maternity and nutrition subsidies 1000 yuan. In case of multiple births, each additional birth will increase by 1000 yuan; Workers who participate in maternity insurance are diagnosed as infertility, and artificial insemination or IVF technology is implemented in medical institutions with the qualification of assisted reproductive technology approved by the Ministry of Health, and the medical expenses incurred by each operation are given a subsidy of up to 3,000 yuan; Workers who died due to childbirth, abortion or family planning shall be given a one-time grant, with the standard of 6 times the average monthly salary of employees in the previous year; Pregnant for more than 7 months (including 7 months), regardless of whether the fetus is alive or not, all enjoy living allowance, maternity medical expenses and maternity nutrition allowance.

Second, what is maternity insurance?

Maternityinsurance is a social insurance system that the state and society provide medical services, maternity allowance and maternity leave when pregnant and childbirth female workers temporarily stop working, and the state or society provides necessary economic compensation and medical care for maternity workers. Maternity insurance benefits in China mainly include two items. One is maternity allowance, and the other is maternity medical care. The Measures for Maternity Insurance in Ministry of Human Resources and Social Security (Draft for Comment) has been open to the public for comments since 2012165438+10. The opinion draft makes it clear that maternity insurance benefits will no longer be limited to household registration, and units that do not pay maternity insurance must pay maternity fees.

Third, the maternity insurance population

All employees, including male employees, who have established labor relations with the employing unit shall participate in maternity insurance.

Four, maternity insurance payment

Employers pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

The payment ratio of Beijing maternity insurance is: enterprises pay maternity insurance premium according to 0.80% of the employee payment base;

The proportion of maternity insurance payment in Guangzhou is: enterprises pay maternity insurance premium according to 0.85% of the employee payment base.