When buying funds, many citizens like to follow the trend, thinking that more people buy them, which will definitely be good, and there will be losses later. The fund's past rate of return is positive, but it is negative for itself. Then why is it difficult for citizens to make money from funds? What's the reason? We have prepared relevant contents for your reference.

reason one: the basic people chase up and kill down

when buying a fund, the basic people will be influenced by their emotions. When the fund goes up, they will be optimistic. When the fund goes up for five or six days in a row, they will be unable to hold back their buying. At this time, they may be buying at a high point.

when the fund rises to a certain level, it will fall, because the fund is a fluctuating product. When the fund falls, the people will suffer losses. At first, they may not be willing to redeem it, but when the losses are serious, they will be redeemed, and then they will lose money. Therefore, it will be easy for the fund to make money, but it is difficult for the people to make money.

reason two: the basic people's holding time is too short

Some basic people like frequent operations, and the holding time is very short. When buying a fund, they buy it when they see the fund rise, and redeem it when they see the fund fall. This is the reason why many basic people are cut off, and their psychological ability is not very strong. In addition to the risk of holding the fund in the short term, the fund handling fee will be relatively high, so it will be easy for the fund to make money.