First, the fund sells normally.

After the fund is bought, if you want to redeem the fund normally, you need to confirm the subscription share of the fund (T+2) before submitting the redemption application.

For general money funds, bond funds, stock funds and hybrid funds, the fund confirmation time is T+ 1, that is, T+ 1 day subscription funds, and the fund company confirms the share on T+ 1 day. Investors can submit redemption application after T+ 15:00.

For example, if an investor purchases a fund before March 9 15:00, then the fund confirmation time is March 9 10, and the redemption application can be submitted after March 9 15:00.

It should be noted that:

The redemption of the fund will not arrive immediately, and we need to wait for the redemption confirmation time of T+ 1. For example, if an investor submits a redemption application after March 10/0 15:00, then the redemption trading day is March 1 1 day (t-day), and the redemption confirmation date and redemption fund arrival time are March 12 (t+/kloc).

Theoretically, after the fund share is confirmed, you can apply for redemption at any time. However, except for money funds, most funds charge redemption fees, so short-term intraday trading of funds will increase transaction costs.

Second, the fund withdrew.

Some fund sales platforms also provide the function of fund withdrawal. For example, if an investor regrets buying a fund product and wants to withdraw his investment, he can submit an application for withdrawal within a limited scope.

Take Alipay's fund as an example. The Fund submits the subscription form on T, which can be withdrawn before T 15:00. If the withdrawal is successful, the subscription fee and redemption fee will not be charged, and the subscription funds will be returned to the payment account in the same way. Generally, the time when funds are returned to the account is the same day.

Is the fund sold when it goes up or held all the time?

Whether the fund is sold or kept is related to the market environment and how much it has risen. If the market is obviously bearish and the market outlook is not good, you can consider selling.

If the increase is not much and the holding time is not long, it is generally not recommended to sell. Because the longer the fund is held, the lower the redemption rate, so if investors hold it for a short time, the transaction cost is too high and uneconomical.

Funds are generally not suitable for intraday trading, but for long-term investment, as long as the market is not particularly bad.