The ways for investors to gain income from investment funds are: buy low and sell high to earn the difference and fund dividends. Will fund dividends be paid at any time or how often? Which method is the best for fund dividends? The following small series brings the fund dividend method to choose which one is better. Let's take a look at it together, hoping to bring some reference.
How often does the fund pay dividends?
Fund dividends are not paid every time, but only when the dividend conditions are met, which needs to meet the following conditions:
1, the fund can only be distributed after the current year's income makes up for the previous year's losses;
2. After the distribution of fund income, the unit net value cannot be lower than the face value;
3. If the fund investment has a net loss in the current period, it cannot be distributed.
Fund dividend generally takes the form of cash dividend and dividend reinvestment, in which cash dividend refers to the fund company distributing part of the fund income to fund investors in cash; Dividend reinvestment means that when the fund pays dividends, the fund holders convert the cash from dividends into fund shares according to the net value of the fund on that day and then distribute them to investors. In the face of these two dividend ways, how should investors choose? Investors need to consider the market situation and the actual situation of the fund.
How often does the fund pay dividends?
If the market is not good, or the fund is in a downward trend, investors can choose cash dividends, so that investors can get some cash, reduce their own losses and save redemption fees; If the market situation is good, or the fund is on the rise, investors can choose to reinvest with dividends, which can increase the share held by investors, improve the income and produce the effect of compound interest. At the same time, choosing dividends and reinvesting dividends can save fund subscription costs.
After paying dividends, the net value of the fund will be lowered accordingly, so that the total assets of investors will not change. At the same time, investors who still hold fund shares at the close of the dividend registration date stipulated by the fund company can enjoy dividends. On the other hand, if they don't hold the fund at the end of the fund registration date, or buy the fund after the registration date, they will not enjoy the bonus.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.