Forgetting to pay the medical insurance for one year may lead to the following consequences:

1. Stop using the medical insurance: the medical insurance institution may suspend the qualification for using the medical insurance until all the due fees are paid;

2. It involves recovery: if the medical insurance service is used without paying the medical insurance fee, the medical insurance institution may request to pay the fee and recover it;

3. Bad credit record: Failure to pay medical insurance fees in time may be recorded in personal credit files, which will affect credit rating and credit record.

How to use the medical insurance card:

1. Please confirm whether the hospital or doctor is qualified for designated medical insurance before seeing a doctor to avoid unnecessary expenses;

2. When seeking medical treatment, give the medical insurance card to the charging window of the hospital or the doctor, and the hospital will read the information on the card by swiping the card and settle the medical expenses;

3. After the settlement of medical expenses is completed, the hospital will issue relevant bills and invoices for medical expenses, and the insured personnel should keep them properly;

4. The insured can apply for reimbursement of medical expenses in the social security card service center designated by the medical insurance card or online through the medical insurance APP, and apply according to the prescribed process and time.

to sum up, the medical insurance card needs to be properly kept during use to avoid loss or damage. If the medical insurance card is lost or damaged, you need to go to the local social security bureau or social security card service center to report the loss and reissue it in time. At the same time, the insured need to understand the medical insurance policies and regulations in their own areas, abide by the regulations on the use of medical insurance, rationally use medical resources, and reduce the medical burden on themselves and society.

Legal basis:

Article 17 of the Regulations of the People's Republic of China on the Supervision and Administration of the Use of Medical Insurance Funds

Insured persons should take their medical insurance certificates to seek medical treatment and purchase medicines, and take the initiative to show them for inspection. Insured persons have the right to require designated medical institutions to truthfully issue expense documents and related materials.

the insured shall properly keep his medical insurance certificate to prevent others from using it under false names. If it is necessary to entrust others to purchase drugs for special reasons, the identity certificates of the principal and the trustee shall be provided.

the insured shall enjoy medical security benefits in accordance with regulations, and shall not enjoy them repeatedly.

the insured person has the right to ask the medical insurance agency to provide medical insurance consulting services and put forward suggestions for improving the use of medical insurance funds.