ChinaAMC Deposit Connect and Yu'ebao are both money market fund products, so which one is better in 2018? Today we will compare them from three aspects.

1. Security From the perspective of security, Huaxia Current Account and Yu’e Bao are both connected currency fund products. Therefore, the profit and loss of funds are calculated based on the market conditions of the currency fund. Generally speaking, currency funds will not suffer losses, but

There is a difference in the expected rate of return, so the safety of both is the same.

2. Expected rate of return The expected rate of return is one of the most commonly used indicators when we compare financial products. According to our survey, the current seven-day annualized expected rate of return of Huaxia Deposit Pass is 3.769%, and the expected income of 10,000 units is 1.0854

yuan, while Yu'e Bao's seven-day annualized expected return rate is 4.0600%, and the expected return per 10,000 units is 1.0849 yuan.

Judging from the trends in the past period, both have shown a downward trend. Among them, the seven-day annualized expected return rate of Huaxia Deposits on April 2 was still 5.305%, and it has continued to decline since then.

Yu'e Bao is relatively stable, with a peak of only 4.201% in the past period.

Therefore, Yu’e Bao’s expected returns are still relatively high, but Huaxia Deposits may overturn at any time.

3. User experience The biggest shortcoming of Yu'e Bao in 2018 is the purchase limit, so the experience is not very good. However, Huaxia Current Account does not have these restrictions. Both the subscription and redemption limits are very free, so the user experience is still Huaxia

Deposit Pass is currently in the lead.

Summary: By comparing the above three aspects, Yu'e Bao does not have any big advantages over Huaxia Current Account. The two are basically on par, so you can choose according to your own mood. Anyway, they are almost the same.