How to apply for a provident fund renovation loan?

First: submit an application.

1. For the purchase of commercial housing and affordable housing, when signing the purchase contract with the selling unit, the selling unit shall receive the Approval Form for Housing Provident Fund Loan Application, fill in the form and prepare relevant materials to determine the loan amount;

2, construction, overhaul from the housing, with the approval documents of the land, planning and management departments, to apply for loans to the Changchun Housing Provident Fund Management Center;

3. Buy private houses (second-hand houses) with complete property rights and apply to Changfang Replacement Guarantee Co., Ltd. ..

Second: the bank or financial institution conducts the audit, and the house selling unit or guarantee company submits the borrower's information together with the purchase contract, down payment receipt and other materials to the municipal housing provident fund management center for audit.

Third: after signing the decoration loan contract and being approved by the housing provident fund management center, notify the borrower to sign the loan contract with the bank. And handle the contract notarization, collateral insurance and other related procedures.