Subjectivity of law:
For everyone, they definitely want to have their own home and house, so buying a house is the dream of many people, and buying a house with provident fund is a popular way. First, how to inquire about the personal housing provident fund account number. First, log in to the housing provident fund management center in official website to inquire. 1. Enter the official website and click the "Personal Housing Provident Fund Inquiry" link to enter the inquiry page; (You can search through Baidu or enter the inquiry through the national housing provident fund inquiry system) 2. Enter the account number (ID card or provident fund card number) and password to enter the account details page. Method 2: Log in to the online banking of the provident fund custodian bank for inquiry. 1. Log in to the online banking of China Industrial and Commercial Bank (or other provident fund custodian banks); 2. After logging in successfully, you will enter the online banking welcome page, and click the "My Account" column link in the navigation bar; 3. After entering the "My Account" page, find the option of "Housing Provident Fund" in the function menu on the left and click "Housing Provident Fund"; 4. Select "My Housing Provident Fund", "Query Transaction Details" and "Query Repayment Schedule" to be queried according to your own needs. Method 3: Go to the counter of the housing provident fund management center to inquire. 1. The employee needs to bring the employee's original ID card when inquiring; 2. The unit manager needs to carry the original letter of introduction issued by the unit manager and the original ID card of the employee and manager when inquiring; 3. The client needs to carry the original ID card and power of attorney of the employee and the client when inquiring; 4. Bring information to the counter of the District Provident Fund Management Center; 5. If you want to inquire (print) the historical details of provident fund deposit (more than one and a half years), you must apply to the provident fund center (office, sub-center) with your original ID card, and you can get the inquiry details after 5 working days. Method 4: Call the 12329 provident fund service hotline for enquiry. 1. Call the provident fund hotline; 2. Click self-service query according to the prompt; 3. Click on the account query and enter the account number and password of the provident fund. Note: cities that have not opened the 12329 provident fund inquiry service need to inquire at the provident fund management center. Method 5: Edit the short message according to the requirements of provident fund query format through SMS query (not supported in some cities) and send it to the query number. Method 6: Alipay inquires about the provident fund (only Alipay is opened to inquire about the use of the provident fund city) 1. Click the Alipay wallet button on the mobile phone desktop to open the home page; 2. Find the "City Service" button and open it to enter the next operation; 3. In the "City Service" menu, find the "Provident Fund Inquiry" button; 4. When operating the service for the first time, you need to confirm the authorization first; 5. After authorization is completed, you can click the "Personal Query" button; 6, according to the system prompt input ID number, query password; 7. After entering the interface, you can wait for the system to provide specific data. Second, how to get the housing provident fund 1. I need to provide my personal real ID card and its copy, and I need to provide different and corresponding supporting materials according to the different purposes of withdrawing the housing provident fund. 2. Take the documents, application forms and corresponding supporting materials mentioned above and go to the housing provident fund management department where the employee originally deposited the provident fund. 3. After being audited by the local housing provident fund management department, confirm whether your situation meets the conditions for housing provident fund withdrawal, and determine whether the submitted certification materials are true and legal. 4. If the documents provided are incomplete, you need to apply for a supplement as soon as possible. 5. Under normal circumstances, after applying for the withdrawal of housing provident fund, the housing provident fund management center needs to complete the audit within 3 working days from the date of your application, and will inform you of the results as soon as possible. 6. If your application is reviewed by the housing provident fund management department and passed the review, you need to provide the personal savings account number of the designated bank. 7. When the housing provident fund management department completes the procedures for withdrawing the housing provident fund, it will transfer the amount you applied for to the account provided. Third, what materials are needed for housing provident fund loans? Materials needed for new housing provident fund loans: 1. The original and photocopy of the resident ID card, household registration book and the repayment commitment letter of the borrower and the borrower (* * * and the guarantor). 2, proof of marital status (married to provide a copy of the marriage certificate, other circumstances by the unit or police station issued a certificate). 3. Legal commercial housing purchase contract or agreement. 4. Personal credit certificate provided by the borrower and the borrower's unit. 5. The valid evidence that the borrower has paid not less than 3% of the house purchase price. 6. Effective guarantee certificate. 7. The auction house property for housing provident fund loan must be the property with mortgage agreement signed by the developer and the entrusted bank, and the borrower can go through the loan formalities through the mortgage bank. Materials required for the second-hand housing provident fund loan: 1. Copy of the seller's ID card and household registration book. 2. Original and photocopy of the real estate license. 3, the assessment report issued by the assessment agencies recognized by the provident fund management center. 4. Tripartite agreement signed between the intermediary agency recognized by the Provident Fund Management Center and the buyer and seller. 5. The real estate transaction department at or above the district level shall register the mortgage. To sum up, there are the following ways to query the individual housing provident fund account number: official website query; Log in to the online banking of the provident fund custodian bank for inquiry; Counter inquiry of housing provident fund management center; Call the provident fund service hotline for enquiries; Inquire by SMS; Alipay inquires about the legal objectivity of the provident fund:
Article 36 of the Regulations on the Management of Housing Provident Fund, employees and units have the right to inquire about the deposit and withdrawal of their own housing provident fund, and the housing provident fund management center and the entrusted bank shall not refuse. Workers and units have objections to the balance of storage in the housing provident fund account, and may apply to the entrusted bank for review; If there is any objection to the results of the review, you may apply for a re-review of the housing provident fund management center. The entrusted bank and housing provident fund management center shall give a written reply within 5 days from the date of receiving the application. Workers have the right to expose, report and accuse the misappropriation of housing provident fund.