How do senior investors buy funds? I believe that many Xiaobai, who have just come into contact with the fund market, want to gain some experience and knowledge from their predecessors, so Bian Xiao specially brings senior investors how to buy funds. I hope you like it.

How do senior investors buy funds?

Buying tip 1: buy when the fund valuation is low.

When the fund valuation is low, it shows that the fund has investment value. If the fund is overvalued, the net value of the fund bought that day may be higher, and there is a risk of falling the next day. Therefore, it is good to buy stock funds when the fund valuation is low.

Buy secret 2: buy a few minutes before closing.

Funds are traded at the closing net value, so you can consider buying when stock funds fall, not buying when stock funds rise, and buying when stock funds rise is likely to be a high rise.

Buying tip 3: Buy in batches.

Buying stock funds at one time is risky and concentrated. You can consider buying in batches, such as dividing the funds into three parts, which can spread the risk to some extent. If the fund market is not good and the losses are serious, don't invest later, you can consider stop-loss redemption.

What are the skills of stock funds?

1. When a smart stock fund has a good income in the past, but it has been in a state of decline, and after a period of time, when the market starts to look good, it can seize the opportunity and bargain-hunting appropriately, but the risk is a bit big.

2. The fluctuation of short-term funds can be dispersed through the fixed investment of the fund, and the other is long-term investment, because the fund needs to charge fees every time it is purchased or redeemed, and frequent operations will deduct fees every time, and a small amount of funds will be lost.

3. Set the take profit point and stop loss point. When the stock fund market is not good, if it continues to fall to a certain extent and investors are not optimistic, then you can redeem it, stop loss in time and avoid greater losses. The same is true for profits. If the fund market is good and continues to rise for a period of time, then investors can consider taking profit and redeeming, so that the money can be saved.

How to buy stock funds?

Stock is a part of the ownership of a joint-stock company and a certificate of ownership issued by a joint-stock company. It is a kind of securities issued by a joint-stock company to shareholders for raising funds and obtaining dividends and bonuses. Simply put, if you buy shares in this company, you become a shareholder of this company. Equity funds, also known as equity funds, refer to funds that invest in the stock market. Equity funds mainly invest in stocks, and the proportion of their investment in stocks is required to be no less than 80%, so equity funds are also deeply influenced by the trend of the stocks they invest in.

Stock fund refers to investing in the stock market. When investing, the stock component generally accounts for 80%. Fund companies will chip in to buy shares of listed companies, and the people who buy funds indirectly own shares. Equity funds are generally high-risk and high-return, not as stable as money funds, and stock funds fluctuate greatly. Therefore, to buy stock funds, we must first understand before buying.

What should I pay attention to when buying stock funds?

We need to know the truth. The essence of stock fund is to buy stocks, and the risk of stocks is high. Therefore, compared with money funds and bond funds, equity funds are very risky.

When buying stock funds, you must choose carefully and consider from many aspects, such as the actual situation of the fund company and how long the fund has been established. It is generally recommended not to choose a newly established fund unless you are particularly optimistic about it, and then the past performance of the fund manager is also very important, followed by the historical income of the fund and so on. I think it is very important to choose a good fund. It is recommended to hold it for a long time after selection, so the income will be high.

For example, if you see that the fund is losing money today, it will still lose money tomorrow and you want to buy it the day after tomorrow. It will go up after buying it. You think the fund is good, buy at the highest point, and the fund falls again. If you operate the fund frequently, the first thing is to charge a handling fee, followed by buying high and selling low, and you will lose money, so you will lose more than you gain.

Is it appropriate for funds to invest in stock funds?

It is appropriate for funds to invest in stock funds. Generally, it is more suitable for funds with large fluctuations. When the fund fluctuates greatly, it may generate floating income. The greater the fluctuation, the greater the profit and loss.

Generally, the fixed investment of the fund belongs to the admission in batches, which can achieve the effect of sharing the cost equally, so it is easier to produce the smile curve effect. When the market falls, we can accumulate low-cost chips through the fixed investment of the fund, and when the market rises, we have a chance to get better returns. The fixed investment of the fund generally values the long-term investment income of the fund.

Although the essence of the fund's fixed investment is to share risks equally, all funds are risky, and so is the fund's fixed investment. Therefore, when making a fixed investment, you need to choose a good stock fund. If you choose a bad stock fund, if the market of the fund is not good, it will always fall more and rise less, then the fixed investment of the fund will also aggravate the loss of the fund, and the fixed investment of the fund will only be effective if the right fund is selected.