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Disability loan policy
1. How to apply for a loan for the disabled When applying for a loan, the disabled can consult the local civil affairs bureau or the disabled foundation to apply for a discount loan. Second, you can apply for a business loan in the bank. When handling, the applicant needs to provide disability certificate, personal identity certificate, income certificate, business license, residence certificate, water and electricity payment list for more than three months and other supporting documents. Second, preferential policies for disabled people to apply for loans Usually, loans for disabled people are entrepreneurial loans. The state still has some policies to help disabled people in this regard, and most areas will have preferential loans for disabled people to start businesses. According to relevant data, as long as they have a disabled card and their family situation is not good, disabled people can apply for loans with preferential policies such as discount interest and tax exemption. In some areas, the interest-free rate of entrepreneurial loans for the disabled is as high as 90%. At the same time, many areas have also set up special support funds for the entrepreneurship of disabled people, and disabled people can apply for small support loans ranging from tens of thousands to hundreds of thousands. Due to different local policies, the specific loan requirements may be different. Generally speaking, entrepreneurship loans for the disabled need sustainable business projects and the ability to repay the principal and interest. As long as they meet the requirements, disabled friends can apply for loans from relevant local responsible departments with personal identification, disability certificate, income certificate and other assets, and generally there will be certain preferential treatment.