The basic medical insurance for urban and rural residents covers all urban and rural residents except those who should be insured in the basic medical insurance for employees.
The insurance coverage includes:
(1) Rural and urban non-employed residents (including primary and secondary school students and preschool children)
(2) All kinds of full-time college students
(3) Persons who have obtained local residence permits.
(four) other personnel as prescribed by the state and provinces and cities.
The basic medical insurance fund for urban and rural residents consists of government subsidies and individual contributions. To participate in the basic medical insurance for urban and rural residents in 2023, individuals will pay 350 yuan, and the government will give financial subsidies according to the standard of 6 10 yuan per person per year. Newly insured residents hold the household registration book to the township (street) human resources and social security service office where the household registration is located; Residents who hold social security cards among renewal residents hold social security cards and identity cards to pay fees at the outlets of the prescribed card-issuing banks; Residents without social security cards shall pay fees at the branches of the specified banks with their ID cards or household registration books; College students are admitted by their schools. Medical Insurance Payment of Urban and Rural Residents in 2023
The centralized payment period is from September 1 day to February 3 1 day, 2022.
The treatment period is from 2023 10 month 1 to February 1.
According to the Provincial Medical Insurance Bureau, in 2023, the payment standard for medical insurance for urban and rural residents will be 350 yuan/person/year, and the financial subsidy for medical insurance for urban and rural residents will be no less than 6 10 yuan/person/year. Insured persons can pay through tax WeChat payment, WeChat life payment, Ganfutong (Alipay) payment, China UnionPay express payment, tax window payment, bank payment, and "Jiangxi Medical Insurance" WeChat official account payment column.
The overall planning area may appropriately extend the payment time according to the actual collection work, but not later than March 3, 20231day. For those who pay after the end of the centralized collection period, the waiting period for treatment shall be set at 90 days from the date of insurance payment, except for those who explicitly stipulate that there is no waiting period for treatment.
Social medical insurance includes basic medical insurance, large medical mutual assistance and supplementary medical insurance. These three parts are a vertically progressive three-tier security system.
Basic medical insurance is the main type of social medical insurance to ensure that employees and retirees get basic medical care and enjoy basic medical treatment when they are sick.
Legal basis:
People's Republic of China (PRC) Social Insurance Law Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.