Who is suitable for fixed investment, how much is it, how to make fixed investment for online funds, and what are the skills of fixed investment for funds? The advantage of large-scale fund investment lies in entering the market in batches, dispersing the possible high investment costs and risks, and then making use of relatively high points to make profits, thus achieving the effect of "buying low and selling high". Here I would like to share some information about the fixed investment of online funds for your reference.

Who is suitable for fixed investment and how much is used for fixed investment?

1. If the fund balance of the fixed-income investor's account is insufficient within the deduction date, it shall be deemed as a breach of contract. If the number of defaults exceeds a certain number, the fixed investment plan will be forcibly terminated.

2. Suitable for investors who don't have time to invest and finance. Long-term investment can be made automatically only by making an appointment once, which is a time-saving and trouble-saving investment method.

3. Suitable for investors with low risk tolerance. Fixed investment can reduce the risk of price fluctuation, and then improve profit opportunities.

4. Suitable for investors who need funds at some time in the future, such as children's education fund. However, if the current funds are insufficient, you can choose the way of fixed investment and plan at one time.

The fund will be suitable for people.

1. office workers.

Rich, but busy with work, want to manage money but have no time to manage it. Fund fixed investment is a wealth management product designed for lazy people.

2. Happy people.

In the early 30 s, we should not only consider children's education, but also make a good pension plan. However, the fund's fixed investment, less monthly investment and long-term investment have obvious effects.

3. investors.

At present, the investment risk in the stock market is relatively high, and the risk of buying funds directly is also increasing. Fixed monthly investment can stabilize short-term fluctuations and reduce the average cost of purchasing funds.

4. Moonlight clan.

Because the fund's fixed investment has two functions of investment and savings, it can "force" its own savings.

Prepare to invest for more than 3 years.

You can make a fixed investment according to (monthly income-monthly expenditure) 2.

For example, if you earn 8000 yuan a month and spend 6000 yuan a month, you can use 1000 as a fixed investment fund.

How to invest in online funds?

It is reported that there are two kinds of online shopping for fund investment, one is through online banking, and the other is on the website of fund companies. How to make a fixed investment in online funds? How to handle online fund fixed investment? What should I pay attention to? Here, China Golden Net Bian Xiao will introduce you.

1. Is the interest rate favorable enough?

It is reported that many fund companies implement preferential subscription rate policies for online trading funds. Compared with over-the-counter transactions, the discount rate of online investment can reach 0.6%, and the discount is as high as 40%. Take the online fixed investment of a fund as an example, you can enjoy a 40% discount when you use ABC card and Minsheng bank card for fixed investment transactions, and a 20% discount when you use China Merchants Bank card for transactions.

2. Can it really save time and effort?

Traditional fund investment transactions require investors to go to the bank to go through relevant procedures, and the time-consuming and labor-intensive process of queuing up to fill out various documents is inevitable. However, if online fixed investment is selected, investors can make fixed investment or change the deduction date and fixed investment amount at any time according to their own investment wishes. And these businesses can be handled with a click of a mouse, without any cost, which is really time-saving and labor-saving.

3. Is there an account reminder service?

In today's diversified investment era, most investors have a variety of investment methods. In addition to savings cards and credit cards from different banks, investors who have no personal account management habits are often confused. They can't remember when to return the credit card and when to deduct it. They don't even know if the amount in their account is enough to support the deduction. For the fixed investment of funds through the online trading system, the system will remind investors to check their accounts by email before each deduction, which is equivalent to having a caring little secretary to ensure the success of the transaction.

4. Can regular quota and regular (non-) quota be freely converted?

Compared with the traditional fixed investment of funds, some fund companies have introduced fixed investment (non-fixed investment) for investors to choose. Regular (non-regular) investment can be said to be an upgraded version of regular investment, which strengthens the characteristics of "reducing the code when it goes up and increasing the code when it goes down", so that investors can buy more stocks when the market is at a low point. Do you choose regular quota or regular (non-quota) quota for fixed investment? In the online trading system, investors can change at any time and make their own choices flexibly and conveniently.