If you make a fixed investment, it is recommended to make an index fund first, because the fluctuation is large, and the fixed investment can share the cost. Since the fixed investment is usually several years, if the active fund is fixed, there will be fund management risks (that is, the performance will be the first this year, and it will fall to 100 in the second year).

Index funds: Rongtong 100 Rongtong Shenzhen Component Index Huitianfu SSE Guangfa 500, etc.

If you know something about gold, you can invest in gold funds, such as Nuoan Gold. I saw the future of gold.