There are no restrictions on Alipay buying funds, and there are no restrictions on Alipay platform itself. The scale of open-end funds is not fixed, and investors can buy them at will.

Alipay funds can be purchased through Yu 'ebao, balance and bank card. If investors buy funds through bank cards, there will be payment restrictions. For security reasons, banks will not allow a large amount of funds to flow out in a short period of time, nor will they set payment limits. Generally, the daily limit is1-50,000 yuan, and the payment limit of each bank is different.

The funds in Alipay are divided into hybrid funds, stock funds, bond funds, index funds, FOF funds and QDII funds. The expected returns and risks of hybrid funds are higher than those of bond funds and money market funds, but lower than those of equity funds.

The expected return and risk level of money funds are lower than those of bond funds, hybrid funds and equity funds, and they are low-risk investment products of securities investment funds. There are two ways to distribute the fund's income, one is cash dividend and the other is dividend reinvestment.

Investors can choose cash dividends or convert cash dividends into fund shares for reinvestment. If investors do not choose, the default income distribution method of fund products is cash dividend. Each fund share enjoys equal distribution rights.

Alipay-Ant Wealth Sales Fund Process