1. Bank-trust cooperative business (parent business):
Relying on the resource advantages of major shareholders, the company issues single or collective trust products to connect with bank wealth management products, and invests in assets with stable income such as credit assets, bank bills, infrastructure construction projects and new share subscription, which provides an effective way for banks to revitalize existing assets, develop intermediary business, tap customers' needs and meet customers' diversified financing arrangements.
2. Infrastructure trust business:
By means of loans and equity investment, the trust funds will be applied to urban infrastructure construction projects and major government projects (such as urban centralized water supply, heating, gas supply and high-grade roads, bridges, airports, roads and other projects) to build a financing platform for infrastructure projects and obtain stable investment income for the clients.
3. Real estate trust business:
Provide financial support and financial services for real estate enterprises by using financial instruments such as loans, investments, buying and selling of rental income rights, and financial leasing. Pay special attention to income-generating real estate enterprises, actively explore real estate investment trusts, provide customers with professional financial channels to invest in real estate, and share the profits of the real estate industry.
4. Securities Investment Trust:
Select excellent securities investment management companies to cooperate, provide customers with professional securities investment and wealth management services, and obtain securities investment income. Trust products are divided into two categories: one is for investors who pursue stable income, and the company invests trust funds in the primary stock market, including subscription of new shares, private placement and equity investment of listed companies. The other is for investors who pursue high risks and high returns. Through cooperation with private equity funds or asset management companies with high market operation ability, through structured design, the public investors are regarded as priority beneficiaries, the partners are regarded as inferior beneficiaries, and the trust funds are mainly invested in the secondary stock market for stock investment.
5. SME development trust business:
The company cooperates with the local financial department and a powerful guarantee company to design and launch a trust plan specifically for the financing difficulties of SMEs. The selected small and medium-sized enterprises are determined by the financial department, trust companies and guarantee companies. The trust scale is determined according to the number of selected enterprises and the amount of funds used. The financial department will subscribe for some of them, on the one hand, it will increase the trust of the project, on the other hand, this part of the trust income will be directly used as trust fees, which will indirectly reduce the financing cost of the enterprise. The rest is raised by trust companies and distributed by households through loans. All loans are fully guaranteed by the guarantee company.
6. Private equity investment (pe) trust business:
It refers to the trust business in which a trust company invests the funds under the trust plan in shares of unlisted enterprises, restricted shares of listed companies or other shares that can be invested with the approval of the China Banking Regulatory Commission, so as to seek excess investment income for the clients of the trust plan.
7. Asset securitization trust business:
It is a process of separating and reorganizing the risk and income elements of assets that lack liquidity but can generate predictable and stable cash flow through certain structural arrangements, and then transforming them into marketable securities in the financial market. The assets here include bank credit assets, corporate movable property and real estate.
8. Financial consulting business:
Refers to the specialized and value-added comprehensive investment banking business provided by the company with professional knowledge, industry experience, human resources and financial resources. Financial consultancy business includes but is not limited to: perennial financial consultancy, merger and acquisition consultancy, enterprise restructuring consultancy, strategic planning consultancy, financing consultancy, etc.
9. Bond underwriting business:
It refers to the intermediary business in which a company underwrites government bonds, policy bank financial bonds and corporate bonds. Underwriting bonds are mainly sold to trust customers and institutional investors. The Company provides corporate bond financing information consultation and planning, corporate bond issuance scheme design, issuance underwriting and payment services. The company has participated in underwriting nearly ten corporate bonds, and has the qualification of deputy lead underwriter of corporate bonds, ahead of other trust companies.
10. Other trust businesses:
In addition to the above business types, the company can also engage in charitable trust business, corporate entrusted wealth management business, financial leasing business, equity holding business and so on.