The new maternity insurance policy mainly stipulates the maternity insurance payment standards, maternity insurance reimbursement scope, maternity insurance reimbursement conditions, maternity insurance reimbursement conditions for male employees, maternity insurance coverage, and maternity insurance maternity leave time. The new maternity insurance policy comprehensively stipulates all aspects of maternity insurance. For example, the employer shall pay 0.5% of the total salary of employees, and individual employees shall not pay maternity insurance premiums.

(1) Maternity insurance premiums

The employer shall pay 0.5% of the total wages of employees, and individual employees shall not pay maternity insurance premiums.

(2) Maternity insurance reimbursement scope

1. Maternity medical expenses;

2. Maternity allowance;

3. Family planning Surgery expenses;

4. Other expenses related to maternity insurance as stipulated by laws and regulations.

(3) Maternity insurance reimbursement conditions

1. The employee has participated in maternity insurance and the employer has paid for the employee continuously for more than one year (including one year) before enjoying maternity insurance benefits. );

2. Meet the legal conditions for childbearing and perform the required procedures to give birth (including abortion) or undergo family planning, contraceptive and birth control status examination, contraceptive and birth control surgery and reversal surgery.

(4) Reimbursement conditions of maternity insurance for male employees

If a male employee implements family planning surgery expenses; if the spouse does not have an employer and complies with the fertility policy, the maternity medical expenses or family planning surgery expenses will be reimbursed. However, maternity benefits are not available.

(5) Maternity insurance coverage

State agencies, enterprises, institutions, social groups, private non-enterprise units, foundations, law firms, accounting firms and other organizations and individual industrial and commercial households with employees, and all their employees and employees.

(6) Maternity insurance maternity leave time

The maternity leave enjoyed by female employees after childbirth includes: 98 days for normal birth, an additional 30 days for difficult labor, and 1 for each additional birth for multiple births. An additional 15 days will be added to the number of days for a baby, an additional 15 days for a miscarriage before 16 weeks of pregnancy, an additional 42 days for a miscarriage of more than 16 weeks of pregnancy, and the corresponding number of days of leave for induced labor will be based on the number of weeks of pregnancy for miscarriage.

The days of leave for family planning surgery include: 1 day for removal of intrauterine device, 2 days for insertion of intrauterine device, 21 days for fallopian tube ligation, and 7 days for vasectomy. days, 14 days for fallopian tube or vas deferens recanalization surgery. If two types of birth control surgeries are performed at the same time, the holidays will be calculated together.

The new maternity insurance policy clarifies the payment standards for maternity insurance, determines the scope of maternity insurance reimbursement, and stipulates the reimbursement conditions for maternity insurance. It also clearly defines the reimbursement conditions for maternity insurance for male employees. The insurance coverage and maternity insurance maternity leave time provide the insured with peace of mind.