People often say that thrift is a virtue. Diligent and thrifty people know that wealth is hard to come by and know how to take care of and manage it well, so they bought the road from now on. On the contrary, the black sheep are mostly negative teaching materials, but the three generations are not rich and spend a lot of money, which is often destroyed by unscrupulous descendants. Our education and values encourage thrift. Now, however, it seems that all thrifty people are rich, while those who have little money are extravagant everywhere, and the rich are getting richer and richer, forming a huge contrast.
Even if most people earn more money, they will have almost no surplus because they have no financial habits. When most people have money, they will meet the unmet purchase demand. Finally, the monthly expenditure will rise with the increase of income. The more they earn, the more they spend. The most deceptive thing about an irrational expenditure is "I need it, I have to buy it".
In fact, what we really need is very little. Women always buy clothes, shoes and shopping crazily, men always buy all kinds of cutting-edge products and never fall behind, and eating goods never cares about money. These are actually not necessities of life, but things that we think or businesses guide us to think are necessary. The positive development of wealth can make the future better and more resistant to the unknown.
Thrift is the virtue of the rich.
When Lord Templeton 19 years old, he and his wife decided to save 50% of their monthly income. He said that this is very difficult to achieve when his commission income is particularly low. He later became a billionaire and one of the most respected fund managers in the world. He said that the key moment was those months, and he earned very little, barely saving 50%.
Buffett is one of the richest men in America. As early as 1993, his property reached17 billion dollars. How did he become rich? His secret is: save-invest, keep saving and keep investing. Buffett began to save money by selling newspapers. Save every dollar as much as possible. He is always concerned about his future wealth. He doesn't buy a car, not because it is worth $65,438+00,000, but because it will be worth $65,438+00,000 in 20 years.
Thrift, thrifty, thrifty again, they spend less money than their own income and choose to invest wisely. Thrift is certainly not the only reason why they are rich, but it is obviously a prerequisite. Without this foundation, there is no hope of getting rich. You'll never find an thrifty founder. He who eats hard is the master. How hard you are on yourself, how tolerant life will be to you.