First of all, we know that the assets in Yu’ebao are the currency funds we purchased. Because the annualized income of Yu’ebao fluctuates with the market conditions, the daily income is also different. Specifically The daily income from Yu'e Bao is based on the daily income of 10,000 shares announced by the fund company multiplied by our principal to get the income for the day. Adding up the income for 365 days can calculate how much money we have in a year. Normally . We can calculate it by looking at its annualized income. Now the annualized income of Yu'ebao is generally between 2% and 3%. That is to say, if 10,000 yuan is put into Yu'ebao, there will be more than 200 yuan in interest a year.

But the specific amount to be received depends on the income trend of the currency fund this year. When the income of the currency fund is the highest, some may reach an annualized rate of more than 3%. For some Monetary funds with relatively low returns may have an annualized return of only a little over a percent.

Many friends may not understand the essence of Yu’e Bao. In fact, Yu’e Bao is a way to put our money in currency funds. In fact, for ordinary investors, this method There is almost no risk, and the currency funds in Yu'e Bao can be deposited and withdrawn at any time, which will greatly facilitate our use.

In fact, there is a little trick here. You can change the currency fund you selected in Yu’e Bao. The currency funds provided by different fund companies are actually slightly different. You can choose the most recent annualized If you choose a currency fund with a higher yield, you can earn more interest on average every day if you choose a currency fund with a higher annualized return. However, be careful not to change it frequently. Frequent changes will lead to a decrease in our income.

If you are an ordinary consumer, putting the money you usually spend in a currency fund that can be deposited and withdrawn at any time is not only very convenient to use, but also a very important point is that everyone still has it. When the money is not spent, we can still enjoy higher interest, which is very good for us, if it is for some funds. For investors of other investment products, if you choose fixed investment funds, you may usually have a large amount of money to be invested that has nowhere to store it. If possible, it is recommended to put it in a currency fund that can be deposited and withdrawn, so as to guarantee our money. It also provides us with a steady stream of income even before we make a fixed investment.

So if you deposit 10,000 yuan in a currency fund such as Yu'e Bao, it depends on which fund company you choose to provide the currency fund. The annualized returns of currency funds provided by different companies are slightly different. , Under normal circumstances, the annualized return of money funds is now 2% to 3%, which means that more than 200 yuan of interest will be generated a year.