1. wechat payment is a payment function of wechat. WeChat payment is a payment function integrated in WeChat client, and users can complete the fast payment process through mobile phones. Wechat payment is based on bank card fast payment, providing users with safe, fast and efficient payment services. Wechat payment is a mobile payment launched by Wechat, which is consumed by binding bank cards. The financial link function inside is similar to that of Yu 'ebao. In fact, the money fund is bought through the mobile phone client (only Huaxia Fund is supported at this stage). Money is transferred from the bound bank card (it must be a debit card), and income can only be transferred to the bank card with the same name. Like Yu 'ebao, it supports 24-hour transfer and withdrawal, but it cannot be paid and repaid directly through the financial management link, and the medical insurance card does not have the payment function of the bank card.

2 medical insurance card (hereinafter referred to as medical insurance card) is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, account capital expenditure and consumption are stored and recorded. Reimbursement of medical insurance card is limited to medical expenses above hospitalization in re-designated hospitals due to diseases and some accidents. The money in the medical insurance card can be used to buy medicines at designated pharmacies to pay for outpatient and emergency expenses, but it does not belong to the category of reimbursement, because the money in the medical insurance card is the money in the medical insurance personal account. Wechat payment is a means of consumption that people often use in their daily lives. Although the medical insurance card can be bound to WeChat, it cannot be used like a bank card.

3. The opening of WeChat medical insurance payment has solved these major problems. After wechat bundled the electronic social security card, not only did the physical card not need to be brought, but it was clear at a glance whether there was any money on the card and how much money there was. After paying with WeChat medical insurance, the amount of medical insurance reimbursement will also be reflected in the payment page in time, and the reimbursement part and the self-funded part have been clearly divided by WeChat.