His father has been dead for many years,

The funds and stocks in the stock account that can be left before death,

But I can't mention it myself.

Mr. Ge: "My father died on March 9, 20 1 1. When he died, my mother was still there. My mother gave me all these things from my father, because I was the eldest son of the family. 20 14 years, my mother died again. My mother was in the hospital when she was alive. My mother said that you went to the securities company, something happened, and you took it away. I didn't deal with it after I went, saying that my mother can go and my mother can't be hospitalized. "

Ge, a 70-year-old teacher, said that his father likes to invest in stocks in his spare time. He opened two securities accounts in Hangzhou Road Haitong Securities Network in 2000 and 2005 respectively. When my father died, there was 1089 yuan in the account and 300 shares of PetroChina. According to the current share price, the total assets of the account do not exceed 3000 yuan. On 20 13, Mr. Ge took his father's customer transaction card and securities account card to the outlets of the securities company to ask how to withdraw funds from the account.

Teacher citizen Ge: "He said this thing belongs to the heritage. What do you want? I don't understand. This is the way of heredity. It's also mom's business that brought up your mom. She has the right to inherit. My mother left. After all these years, I always have a heart attack when I think about it. I wonder why I still can't take out my things. I have a younger brother who died on 20 18. My sister can't take care of herself now and can't talk. "

Staff of Hangzhou Road Sales Department of Haitong Securities: "With his father's death certificate, we can check how much money and stocks are in the account. After checking, if you want to inherit, you can go to the notary office to make a notarial certificate, the relevant first-order heir, and then he will get the notarial certificate himself. If you give it to one person, just one person, give it to several people, and let several people come to our sales department together. "

The staff said that in Mr. Ge's case, first of all, he and his brothers and sisters need to notarize the inheritance and division of property, and then the heirs will go to the sales department to handle it. Like Mr. Ge, she has a sister and a brother, each accounting for one third. After the death of the younger brother, one third will be inherited by the children; Teacher Ge's sister can't move easily, and the disposal of the inheritance also needs the authorization of the notary office.

Staff of Haitong Securities Hangzhou Road Business Network: "It takes a lot of time, and the notary office will charge a notarization fee. We've seen the most before. If (account) has 15600, (heir) does not want it. Coupled with the notary fee and the time spent, it is almost the same as the inheritance to be disposed of. For example, if I took a day off, I lost 200 yuan. After I do, I will take four or five days off and come to our house three times. I'll pay 600 yuan (equivalent to the loss) after handling it. Three or four people will get a share. If the notary fee is removed, I will spend four or five hundred yuan, which is not worth the loss. To this end, we have encountered several cases. "

According to the staff, since 1992, their Hangzhou Road Sales Department has encountered many situations like Mr. Ge. Some voluntarily give up inheritance, because it is too complicated and time-consuming for heirs to handle inheritance procedures, and there are not many assets in the decedent's account. In addition, many heirs have been shelved for more than ten or twenty years because they can't reach an agreement on inheritance division and are unwilling to go to court.

Lawyer of Liu Shengshuai Guo Hao (Qingdao) Law Firm: "According to the relevant provisions of China's Civil Code, if an account is opened in a securities company, the equity owner dies. If he has a will before his death, and the will is notarized, the heir can directly bring the will, death certificate, family relationship certificate and family identity certificate to the securities company for handling. If there is no will, the heir can file a lawsuit to divide the estate with the court and apply for execution according to the court's judgment documents. The securities company will implement the notice with the assistance of the court and specifically handle the relevant inheritance matters of the above rights and interests. "

Related question and answer: How to take out 1? First of all, taking it out directly is the simplest and most direct method. But this method has many preconditions. You must hold the depositor's bank card and know the password of this bank card before you can take it out directly. And now many people's bank cards are bound to online banking. If you can transfer money on your mobile phone, it will be easier to transfer money directly. But some old people who died suddenly used passbooks. What if there is no bank card? If it is a passbook, it is a little more troublesome than a bank card. Before going to the bank, you need to prepare the identity card of the deceased and your own identity card, and all heirs must agree to the distribution of deposits. As long as these two conditions are met, you can withdraw money directly from the bank. Similarly, the bank will directly refuse your withdrawal. If you are the only family member of the deceased, this process may be more convenient to operate, but if there are multiple heirs, the bank will also have many requirements. Under the premise that you are not sure how many heirs you have, the bank will not withdraw more than 5000 yuan for you. Obtaining the approval of all heirs is the most important condition for allocating funds. 2. Take it out after obtaining the right of inheritance. If you don't know the password of the deceased's bank card, it is actually very troublesome. Not only are there many formalities, but there are also many documents to be handled. After the depositor dies, the deposit can actually be counted as an inheritance, which belongs to the scope of inheritance. However, if you extract in this way, the process is very complicated and you need to bear the corresponding inheritance costs. According to the law, after the depositor dies, the legal heir has the right to withdraw the deposit in order to prove his identity, and he should apply to the local notary office for an inheritance certificate, and the bank will handle the transfer or payment formalities with this certificate. If the right to deposit inheritance is disputed, the people's court shall make a judgment. The bank shall handle the transfer or payment formalities with the judgment, ruling or conciliation statement of the people's court. 3. The same is true for inheritance funds, stocks and equity funds. Others don't know how much money is in the bank account of the deceased, so they need to specify the deposit amount, and then they need to provide relevant supporting materials, including the proof of immediate family members, including the situation of the parents, spouses and children of the deceased, as well as the property documents involved, such as certificates of deposit and securities. (1) If the password is known and the accumulated balance of the passbook for the elderly is less than or equal to 5,000, the heir can directly handle the cash withdrawal business with valid identity documents without notarization. At the same time, it is necessary to issue a letter of commitment, and the resulting inheritance dispute has nothing to do with the bank, and the responsibility is at your own risk. (To be honest, we don't know whether we know the password directly, but in order to prevent subsequent disputes, it is recommended to follow the above process, otherwise the bank will regard it as a normal visit and irresponsible. (2) More than 5,000, carrying death certificates, notarial certificates and valid identity documents. The heirs designated by the notarial certificate can inquire and withdraw money. Generally speaking, the immediate family members of non-heirs can only look at it, but can't get it. It is recommended to bring relevant documents (such as household registration book, marriage certificate and birth certificate). ). It is convenient for bank personnel to handle business.