Transferring is very convenient. If you transfer later in the local area, you only need to provide relevant social security materials, such as medical insurance cards, pension insurance manuals, etc. issued by the unit, to the rural social security bureau.

When the insured person leaves the place of employment, the social security agency will issue a voucher for insurance payment.

To participate in insurance in a new place of employment, you only need to submit a written application for renewal of the relationship, and the social security agency in the place of transfer to and from the place of transfer will coordinate the review, confirmation and cross-regional transfer and renewal procedures.

All procedures take 45 working days to complete.

How to enjoy social security benefits when converting rural insurance to social security.

1. If the employee pension insurance payment period exceeds 15 years, we can handle the employee pension insurance retirement procedures in accordance with regulations.

The payment of the new rural pension insurance can be merged into the urban employee pension insurance, the payment time cannot be repeated, and the payment years cannot be recognized.

2. In fact, converting rural insurance to social security only means transferring the balance of the personal account of rural insurance to the personal account of social security.

Moreover, the portion of the government subsidy and the corresponding interest generated must be retained in the urban and rural residents’ pension insurance funds.

Whether it is a rural insurance personal account or an employee pension insurance, the calculation method of the personal account is the same.

They are all equal to the balance of the personal account at retirement, divided by the number of months determined by the retirement age.

Since the rural pension is for retirement at the age of 60, the number of payment months is 139 months.

If an employee retires at the age of 60 under the employee pension insurance, the number of months the pension is calculated is also 139 months.

3. Although they appear to be the same on the surface, the calculated interest on personal accounts is actually different.

The interest rates for individual accounts of employee pension insurance will be announced uniformly by the state starting in 2016.

It was 8.31% in 2016, 7.12% in 2017, and has always remained between 7% and 8%.

For urban and rural residents' pension insurance, personal accounts are interest-bearing rather than bookkeeping, and the interest-bearing interest rate is announced by each locality. For example, in Heilongjiang, it is only 1.5% based on the bank's one-year time deposit benchmark interest rate, which is much lower than the employee pension insurance.

The state is promoting the entrustment of central custody of the account balances of urban and rural residents’ pension insurance, and the rate of return on central custody funds is generally above 5%.

4. Therefore, no matter what, the employee pension insurance benefits are high.

If conditions permit, it is recommended that you must pay employee pension insurance premiums for 15 years, and then determine whether to participate in urban and rural residents' pension insurance based on your income.

This method can at least ensure that employees can enjoy pension insurance benefits in the future.

Legal basis: Article 12 of the "Social Insurance Law of the People's Republic of China" The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record them into the basic pension insurance overall fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations and record them separately in the basic pension insurance pooling fund

and personal accounts.

Article 60 Employers shall declare themselves and pay social insurance premiums in full and on time. Payment shall not be postponed or reduced except for legal reasons such as force majeure.

The social insurance premiums that employees should pay shall be withheld and paid by the employer, and the employer shall notify the employee of the details of the social insurance premiums paid on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employer, and other flexible employment personnel can pay social insurance premiums directly to the social insurance premium collection agency.