For example, Xiaoming operated a fund conversion at 1 1: 00 on June 22, and the fund company returned the confirmation result before 24: 00 on June 23.
Classification of funds: index funds, money funds, mixed funds, bond funds and stock funds.
Class A: Front-end charge (subscription fee is charged when subscribing).
Class B: Back-end charges (deducting subscription fees and redemption fees when redeeming).
Class C: Free of charge, but subject to daily deduction of sales service fee.
Note: A and B choose long-term investment, and C chooses short-term investment (generally short-term investment is within half a year).
Generally speaking, stock funds, hybrid funds and index funds are medium-high risk, bond funds are medium-low risk and monetary funds are low risk, but this is not absolute.
Daily fluctuation: the fluctuation of the fund on the last trading day.
Calculation formula: (current price-closing price of the last trading day) ÷ closing price of the last trading day × 100%.
Net unit value: the net asset value of each fund unit.
Calculation formula: net asset value of the fund ÷ fund share.
In general, the unit net value of a new fund starts with 1.
Fund rating: up to five stars. If the fund is too new or the rating is not enough, it will not be displayed. This is also the standard to judge whether a fund can invest.
Performance trend: reflects the fund's income in a period of time, and can view the past 1 month, 3 months, 6 months, 1 year or 3 years. Generally viewed in the past 1 year or 3 years. The longer the time span, the greater the reference value.
Estimated net value: the forecast data of fund net value is not the real fund net value, but only a reference data.
Historical performance: mainly depends on the ranking of funds in the same type of funds in a certain period of time, at least one year is meaningful.
Historical net value: the change of fund unit net value every working day.
Overview of funds: mainly in two aspects. One is the establishment time. After market test, the old fund has more investment value; Another is the asset size, and the fund size is at least 1 100 million yuan. The smaller the fund, the less management fees the fund company earns, and such funds are easy to be liquidated.
Fund managers: one is to look at the term of office. Generally, fund managers with more than 7 years of experience are selected, and they also have a term return of at least 50%.
Fund position and industry: see whether this fund invests in stocks, bonds or banks. If it invests in an industry, analyze it yourself to see if you are optimistic about the industry you invest in.
Trading rules: buy before 3 pm on the same day, settle according to the net value of the day, start calculating the income the next day, and you can see the income on the third day; If it is bought after three o'clock in the afternoon (including three o'clock), it will be settled according to the net value of the next day, and the income will be calculated on the third day, and the income will not be seen until the fourth day.