According to John Berg, "the real safe investment for a lifetime should be to buy a fund with enough constituent stocks, diversified investments, covering all walks of life, and the trend is basically consistent with the overall stock market." So which funds are suitable for long-term holding? What kind of funds brought by the following small series can be held for a long time, which is of great benefit to you. Let's have a look.
Which funds are suitable for long-term holding:
1, broad-based index fund. Index funds are passive funds. They choose specific indicators as targets. Because index funds do not need fund managers to take the initiative to choose stocks, they also avoid some risks. For example, index funds related to SSE 50 and CSI 300 can be at least doubled if they are held for more than ten years.
2. Funds with weak industry cycle and no upper limit. For example, consumer funds. As the saying goes, "Food is the most important thing for the people", consumption is an industry that is just needed. Even if the market is bad occasionally, it can recover quickly. For example: drinks, food, etc. Related recommended funds are: E Fund's consumer industry stocks, Huitianfu consumption and other consumer funds are more suitable for long-term investment.
3. Industrial funds in line with national policies. For example, the artificial intelligence sector fund. Although this technology is not particularly mature at present, due to the strong support of the state, this kind of investment fund is becoming more and more popular and the income is getting higher and higher. Related recommendation funds include: South High-end Equipment and Changsheng High-end Equipment.
Which funds are not suitable for long-term holding:
1, a fund with strong periodicity. An obvious feature of a fund with strong periodicity is that its net value will rise or fall periodically, and then fall after a round of rise, so it is difficult to have a long-term upward trend. This kind of fund may have higher income than other funds when it rises, and it is a trough for a long time after the rising period, so it is not recommended to hold it for a long time. Such as gold or cement.
2. Funds with poor performance for a long time. The most basic conditions for holding funds for a long time are good performance and good income. Some funds even lose money, even if there is no loss, the net value of the fund has not changed for a long time, and it is difficult to have good returns. So first of all, we should rule out this kind, and don't buy it just because we are greedy for cheap.
3. Very small funds. If some funds are too small, it will always be a market problem, because when the net value of funds is very low or the number of investors is very small, they may be closed, and once they are closed, they may lose money, so they are not suitable for long-term holding.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.