note:

The 7-day annualized rate of return of Penghua Value-added Bao is 3.6 140%, and that of Yu 'ebao is 3. 187%, updated on 2010-15.

Penghua value-added treasure fund invests in financial instruments permitted by laws and regulations, including cash, call deposits, short-term financing bonds, bank time deposits within one year (including one year) and large deposit certificates; Bonds, medium-term notes and asset-backed securities with a remaining maturity of less than 397 days (inclusive); Bond repurchase and central bank bills with a maturity of less than one year (including one year) and other money market instruments with good liquidity recognized by China Securities Regulatory Commission and China People's Bank. ?

Yu 'ebao is a service launched by Alipay for individual users to pay by balance. Transferring funds to Yu 'ebao means buying corresponding wealth management products from fund companies and other institutions. Yu 'ebao supports the "Yu 'ebao" monetary fund of Tian Hong Fund in the first phase. Monetary funds are mainly used to invest in securities with high security and stable income, such as national debt and bank deposits. In 20 12 years, the 7-day annualized rate of return of domestic monetary funds was around 3.8% on average. Generally speaking, money fund, as a kind of fund product, has the possibility of loss in theory, but from the historical data, the risk of stable income is minimal.