Bond funds that cannot issue new shares or directly buy stocks are called pure debt funds. Pure debt fund is a low-risk product with relatively stable yield.

Your Guangfa pure debt includes private placement bond, a small and medium-sized enterprise, in the investment scope. Private placement bond, a small and medium-sized enterprise, has a high income. Since the beginning of this year, the issuance interest rate has generally been above 8%, and the highest rate can reach three times the benchmark interest rate of bank loans in the same period. But the risk will be slightly higher than other pure debt funds.

Of course, 4% is definitely an annualized rate of return, and it is absolutely impossible to be a monthly rate of return. The monthly income of bond funds is 4%, which is close to 50% every year. Is this a good thing?

Guangfa pure debt bond C is relatively suitable for short-term holders. If you hold it for a long time, you'd better buy a class or b class.