Where does China Agricultural Bank have a fixed investment?
(1) The procedures are simple, safe and convenient. Agricultural Bank of China? Golden key? Fund treasure? (that is, the fund is scheduled to vote), and the fund has a complete variety. As long as you spend a few minutes in our bank to sign a predetermined investment agreement, you can choose your favorite fund products. The fund account is in your bank card, which is convenient for trading at any time. After redemption, the funds will be directly returned to your bank card. Help you realize your dream of wealth without complicated procedures.
(2) Low threshold, low cost and high income. Agricultural Bank Development Zone Sub-branch? Golden key? Fund treasure? The minimum deposit limit is as low as 100, which is similar to zero deposit and withdrawal, but it is very convenient and flexible. As long as we insist on fixed investment, we can achieve the goal of many a mickle makes a mickle in the long run.
What are the benefits? Are there any risks?
Fixed investment fund is a long-term investment, and the short-term effect is not obvious. The fixed investment income of the fund is a compound interest effect, and the interest generated by the principal is added to the principal to continue to derive income. Through the effect of rolling interest calculation, the compound interest effect is more obvious with the passage of time. Generally speaking, funds with good investment can earn about 10% annually. It takes a long time for the compound interest effect of fixed investment to be fully displayed, and it is not easy to terminate casually because of short-term fluctuations in the market. The fixed investment of the fund means buying less when it goes up and buying more when it goes down. In the long run, it can effectively reduce the investment cost, so the risk is relatively small.
Further Reading of Open-end Fund of Agricultural Bank of China
Open-end fund refers to the fund whose scale is not fixed after its establishment, and investors can purchase and redeem the fund shares at any time. The fund has the advantages of collective investment, professional management and risk diversification, and is a good choice for medium and long-term investment. Subscription refers to the behavior of investors buying funds at the face value of the fund unit plus a small amount of handling fees during the fund raising period.
Subscription refers to the behavior of investors to buy the fund according to the latest net asset value of the fund plus a small amount of handling fees after the fund is established.
Redemption refers to the act of investors selling their shares of open-end funds to fund managers in order to recover their funds.
[Open-end fund]
Open-end funds (1) read relevant legal documents.
Before purchasing a fund, you need to carefully read the prospectus, fund contract, account opening procedures, trading rules and other fund-related documents. All fund sales outlets shall have the above documents for investors to consult at any time.
Open-end funds (2) Open fund trading accounts.
Individual investors apply for opening an account with Jinsui debit card and valid ID (and photocopy), while institutional investors apply for opening an account with the original business license, organization code certificate or registration certificate, and the photocopies of the above documents stamped with official seals, power of attorney, agent ID and photocopy.
Open-end fund (3) subscription fund
On the premise of ensuring that the fund account has enough funds for subscription and subscription, investors can show their Jinsui debit cards and fund trading cards at the agency outlets and fill in the Application Form for Open-ended Fund Trading of Agricultural Bank of China (institutional investors need to affix the reserved seal) to purchase funds. Investors should apply for trading before t 15: 00, and the trading after 15: 00 is regarded as the next working day. If you need to cancel the bill, you should also apply to the counter before 15: 00.
Open-end fund (4) Redemption fund
Investors can present Jinsui debit card and fund trading card at the agency outlets, fill in the Application Form for Open-end Fund Trading of Agricultural Bank of China (institutional investors need to affix the reserved seal), and redeem the fund. Investors should apply for trading before t 15: 00, and the trading after 15: 00 is regarded as the next working day. If you need to cancel the bill, you should also apply to the counter before 15: 00.
Open-end funds (5) Other transactions
In addition, investors can not only buy and sell fund shares, but also apply for fund conversion, non-transaction transfer, dividend reinvestment, fund freezing/unfreezing, pledge/pledge, etc.