hello, friends!

with 2 million cash in hand, if you still have entrepreneurial passion, you can go to venture capital; If you want to enjoy a better life, you can invest steadily, and then you can live a better life with interest. Let's analyze it.

You can start a business

2 million cash is not too small. If you have the passion and dream to start a business, you can participate in the wave of entrepreneurship. At present, there are many entrepreneurial enterprises, especially entrepreneurial activities in major universities. If you can have a unique eye and find a few very promising entrepreneurial partners to enter as angel funds, then your 2 million funds may turn hundreds of times or even more in the future.

Now, the 5G era has arrived, and the transformation of the communication industry will definitely bring a series of new opportunities and new opportunities. If the 4G era has brought the popularity of Tik Tok, what will the 5G era bring? I believe there will be many start-ups that will rise rapidly in the future.

With 2 million yuan, if you still have access to these cutting-edge technologies and new technologies, if you pursue safety, you can invest 1 million yuan in some start-up enterprises. Another 1 million people can manage their finances safely and live a well-fed life.

You can enjoy life

If you think you should enjoy life, then 2 million cash is enough. You can put 2 million yuan on relatively safe wealth management products or high-dividend blue-chip stocks, and you can enjoy a superior quality life.

invest in safe investment products

if you invest in safer wealth management products, you can consider treasury bonds, certificates of deposit, or private bank deposits.

at present, the 3-year annual interest rate of savings-type treasury bonds is 4%, and the 5-year annual interest rate is 4.27%. In the case of certificates of deposit, the annual interest rate of certificates of deposit of large banks can reach 4.125%, and the annual interest rate of certificates of deposit of small and medium-sized banks is 4.2625%.

if it is a new deposit of private banks, there is now a five-year deposit with an annual interest rate of 5.8%.

if you deposit 2 million yuan in a large bank deposit certificate, you can earn 825, yuan in interest a year, which is enough to live a better quality life.

investing in the stock market

If you want to get better returns, you can invest in the stock market and high-dividend blue-chip stocks, so that not only the risk may be low, but also long-term investment may lead to better stable returns.

for example, you can study the stocks of the four major banks. Now the prices are much lower than the net assets, and the annual dividend rate is about 4.5%, and the net assets can appreciate by about 1% every year. If you hold the stocks of the four major banks for more than 1 years, the average annual yield is more than 1%.

if you buy 2 million shares of the four major banks and the annual dividend rate is 4.5%, you can get 9, dividends every year. And you can also play new shares, and if you win the lottery, you can also make some money.

The dividend of 9, yuan per year can also lead a better quality life.

To sum up, with 2 million cash, if you still have entrepreneurial passion, you can participate in entrepreneurship. If you want to enjoy life, you can manage your finances steadily or invest in high-dividend blue-chip stocks, so you can get a lot of income every year, which is enough for you to enjoy a better quality life.

thanks for reading!