Do you choose to chase up or bargain-hunting when buying funds?
Buying a fund, whether it is chasing up or bargain-hunting, has its specific advantages and disadvantages, and it is hard to say which is stronger. Specific how to choose, combined with the actual situation to analyze, can be considered from the following four aspects:
1 general market situation
In the long run, the general market conditions are mainly divided into three situations: rise, fall and shock. It is more operational to predict the future rise and fall of the fund according to the long-term overall trend. In the rising market, buying when the fund rises can not only see the benefits quickly, but also give investors sufficient time and space to take profits because of the long rising time. In a volatile and falling market, it is more advantageous to buy when it falls.
2 from the historical trend analysis of fund net value
If the net value of the fund selected by investors is in a downward trend for a long time, and the decline exceeds 50%, if it can be considered that its future upside is greater than the downside, it can be bought in moderation during the decline.
3 from the analysis of the target of fund investment
If the investment scope of the fund is wide, the investment scope covered has great development prospects and potential, and it can catch up, that is to say, buy in the process of rising; If the investment target of the fund is short and has no development potential, don't buy the fund during the decline.
4 the actual situation of investors
Among fund investors, there is a tendency to catch big fish in the long term, and there are also short-term investors; Therefore, for short-term investors, the advantage of buying when the fund goes up will be more obvious, and they can get income quickly. When they find that the market is falling, they will choose to stop as soon as possible; For long-term investors, the cost advantage of buying when falling can be brought into play more effectively.
From the above four aspects, whether buying funds is chasing up or hunting for the bottom, we must consider it with a systematic and comprehensive vision and mind, adhere to rational consideration, choose carefully and invest effectively.