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Why should fund investment be held for a long time?
Long-term holding is very important for fund investment. In order to obtain the net profit of the fund, investors frequently buy and sell, which greatly increases the cost of buying and selling, and actually damages investors' own investment income. According to different fund companies, the transaction cost of buying and repurchasing funds is generally around 1.5%-2.0%, which is much higher than the transaction cost of stocks.

On the whole, the short-term income of the fund portfolio may not be as good as that of the stock, which can make the fund obtain sustained and stable income for a long time. Relevant statistics prove that the overall share price has a long-term and sustained growth trend, which is also an important basis for the fund's long-term investment and profit. On this basis, the fund manager can also adjust the investment portfolio and work strategy according to the economic development cycle and market changes. Strive for above-average returns for investors. Asset management experts believe that it is more important for investors to choose fund companies with stable style and good credit and fund varieties suitable for their own risk preferences, and hold them for a long time.

Long-term investment in funds does not mean that you don't care about funds. How do you monitor the funds you invest in at an appropriate frequency? In this regard, there is no unified proposal in the market. Investors can check the profit and loss of the fund according to their own time schedule, such as once a week, which will help investors to fully understand the performance of the fund. If time is short, they can also comprehensively evaluate their financial situation, investment objectives and the performance of holding funds at regular intervals.

Investors must pay attention to distinguish between normal market changes and substantial changes that affect their future earnings when holding funds, such as changes in fund net value and changes in fund performance rankings. Only when the fund changes substantially should investors decide to change its operating strategy.