No, the rise and fall of the fund is only the rise and fall of the net value, and the share will never change.
The rise and fall of fund income has no effect on fund share, so the decline of fund only means that the net value of fund share falls, and the fund share is still fixed.
After buying a fund, the net value of the fund will change every day, with ups and downs, but no matter how the net value changes, the fund share will not change. If there is a fund dividend, the fund share may increase. Therefore, as long as the fund share exists, investors can redeem it according to the share and the net value of the fund.
After investors buy fund shares, they will find that the net value of fund shares rises and falls every day. The net value of fund share is not a fixed value, it is constantly changing. Fund share represents the total share of the fund, that is, the number of funds. No matter how the net share value changes, the share of the Fund will not change. Unless the fund pays dividends, the share of the fund held by investors may increase.
The share is fixed. For example, when you buy it, the net value is 1 yuan, and 1000 yuan is 1000 shares. If it falls, no matter how much it falls, the share is still 1000 shares. For example, if the net value drops to 0.98 yuan, then your share is 0.98 * 1000 = 980 yuan, which is what you have left. China's funds will not be terminated, and their net value can drop to a very low level. But it won't become zero. The share remains the same.
1000 principal to buy the fund and get the fund share, and the fund share will not be reduced by itself unless it is redeemed. If you don't continue to buy funds yourself, the fund share will increase. For example, if the fund pays dividends and reinvests the dividends, the share will increase. Even if the fund falls, the share will not decrease by itself. What fell was the net value of the fund, not the fund share.
Well, the financial manager told you that as long as investors don't redeem it, the fund share will not decrease. As long as the fund share is still there, investors can redeem it according to the fund share and net value.