Is there a time limit for the fixed investment fund?
There is no strict time limit for the fixed investment of the fund. Whether it is implemented in banks or brokerage institutions, the fixed investment period and deduction rules need to be subject to the business rules of each institution, and most of them have no fixed investment time. As for the fixed investment time, it depends on the investor's own situation.
Generally speaking, it is recommended that the fund invest at least 3-5 years, because statistics show that the effect of making money is the most obvious when investing in this period. If it is less than this period, you may not earn so much, but if you invest aimlessly, you will not earn more money. Enough is enough.
After the deduction of the fund's fixed investment is successful, the number of fund shares will be confirmed on T+2, and the net value will be converted on the day of deduction. The fixed investment will be deducted from the current account at around 4:00 am and around 15:00 pm on each fund trading day, twice a day.
The fixed investment of the fund is similar to the lump-sum deposit and withdrawal of the bank, and it is deducted on time. However, if the deduction fails more than three times, it will automatically become invalid. The fund that has been bought will not be affected, and it can continue to earn without redemption. It's just that the fund company won't automatically transfer money to the bank to buy funds for you.
The risk of fixed investment of the fund lies in the selected fund. If you choose a partial stock fund or a configuration fund, the risk is even greater, because all the investments are risky targets. The reason why the fund can avoid some risks is because it can reduce the risks and losses caused by frequent human operations.