fund handling fee refers to the fee paid to the sales organization when buying or selling the fund, which is used to compensate the cost incurred by the fund sales organization for handling the fund trading procedures. The handling fee is a one-time fee, which means that you must pay the handling fee once when you buy and sell the fund, but you don't need to pay it at any other time. In order to prevent the sales organizations from jointly driving up the handling fee and harming the interests of investors, or excessively lowering the rate and causing vicious competition in the industry, many countries and regions generally set an upper or lower limit on the handling fee for fund trading.

the handling fee for buying and selling closed-end funds is commonly known as commission, which is used to pay securities firms as the price for providing trading services. At present, the upper limit of fund commission stipulated by laws and regulations is .3% of each transaction amount, and the lower limit of commission is RMB 5 yuan per transaction. Securities firms can determine their own expense ratio within this range. At present, most securities firms also charge .3% of the transaction amount for the purchase and sale of closed-end funds as a handling fee.

generally, there are three kinds of fees for purchasing an open-end securities investment fund: one is to pay a "subscription fee" when purchasing a newly established fund; Second, you need to pay the "subscription fee" when purchasing the old fund; Third, you need to pay a "redemption fee" when the fund is redeemed. The general subscription rate is 1.2%, the subscription rate is 1.5% and the redemption rate is .5% (money market funds are free of charge).

The handling fee paid when buying an open-end fund is generally called the subscription fee, and it is called the redemption fee when selling it. According to the regulations of relevant departments, at present, the subscription fee of domestic open-end funds shall not exceed 5% of the subscription amount; The redemption fee shall not exceed 3% of the redemption amount. At present, the subscription rate of domestic open-end funds is generally below 1.8%, while the redemption rate is mostly .5%. Generally speaking, the subscription fee ratio of the fund is not fixed, but decreases with the increase of the fund scale. At present, many fund management companies take 1 million fund shares as the boundary. If you subscribe for more than 1 million fund shares, you can apply a relatively low subscription rate. Redemption fee is a fee charged for redemption behavior, mainly to reduce the losses caused by investors' excessive redemption to other investors in a short period of time, so it is often slightly punitive. After deducting the basic handling fee, all the redemption fees collected belong to the fund assets to compensate the investors who have not been redeemed, and some open-end funds all use the redemption fees as the basic handling fee, excluding the fund assets. Before buying an open-end fund, you can read the contract and prospectus of the fund carefully to understand the specific collection principles of its subscription fee and redemption fee. Reasonable, it is best to invest in open-end funds and hold them evenly for a long time to dilute the cost.