Guofu Life is a national life insurance company established with the approval of the China Banking and Insurance Regulatory Commission. Moreover, its insurance products are also regulated by the China Banking and Insurance Regulatory Commission. So, don’t worry, this is from a reliable insurance company.
Next, the senior sister will introduce this insurance company to everyone. Before we begin, we might as well first understand what we need to look at when looking at an insurance company: What exactly should we look at when we look at an insurance company?
1. Company strength
Guofu Life Insurance was established in June 2018 with a registered capital of 1.926 billion yuan and is headquartered in Nanning City. It is the first life insurance legal person institution in the Guangxi Zhuang Autonomous Region. As of the end of the first quarter of 2022, its total assets reached 9.056 billion yuan. It can be seen that Guofu Life's capital strength is quite good.
2. Solvency
According to the solvency report of Guofu Life Insurance Co., Ltd. for the third quarter of 2022, its core solvency adequacy ratio is 166.77%, and its comprehensive solvency adequacy ratio is 166.77%. It is 180.01%, and the latest two comprehensive risk rating results are both category BB.
From this point of view, the above indicators have far exceeded the regulatory requirements of the China Banking and Insurance Regulatory Commission, indicating that its solvency is still very strong. Therefore, you don’t have to worry about the insurance company running out of money to pay compensation.
Speaking of claims, what do you need to pay attention to when making claims? Let’s see what experts say: What are the general claims information? Details determine the success or failure of a claim!
Due to limited space, the introduction to Guofu Life Insurance will be here first.
Finally, I will give you a pre-insurance guide. Friends in need can read it: before buying insurance, you must first understand these key knowledge points!
Hope to adopt it
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