When the customer initiates the "salary pot" termination operation, the system will automatically initiate the full redemption of the original contracted fund products, and the termination of the transaction needs to be completed at T+2. If the customer cancels the contract after the opening of the market at 15:00, our system will consider the customer's application for cancellation on the next trading day. After the customer terminates the contract successfully, he can re-initiate the signing of the "salary pot". When the customer initiates the termination, if the original contracted fund product fails to be redeemed in full, and the customer fails to terminate the contract, it is necessary to re-initiate the termination application.

So the money inside can't arrive at the account immediately, and it needs to wait patiently for 2 days, which means that it will arrive after T+2. This is easy to understand.

Cash of salary and bonus:

1. Quick liquidation: the limit of quick liquidation for a single fund account is 500,000 yuan per day. After the application for quick liquidation submitted by investors is confirmed, they will no longer enjoy the investment profits and losses generated by this part of the fund shares from the date of submitting the application for quick liquidation (natural day, including the current day). CITIC Bank will not charge the service fee for this service for the time being. CITIC Bank and Xincheng Fund reserve the right to charge service fees for this business, and have the right to adjust the service fee standards according to the business conditions.

2. Ordinary redemption: customers can also apply for ordinary redemption of funds, and the redemption amount will be reserved in the next trading day. No longer enjoy the investment profit and loss from the next trading day after the successful redemption application.

Extended data:

1. Steps for CITIC Bank to cancel the payroll business:

2. Enter the online banking point, invest in wealth management, and then click the balance of wealth management, and then click the salary bonus to cancel.

3. The salary is:

(1) A Money Fund, a new wealth management product issued by CITIC Bank in cooperation with harvest fund and Xincheng Fund, powerful fund companies in the industry.

(2) Wage pots are different from ordinary money funds. This product can be withdrawn directly or spent at ATM without applying for redemption.

(3) It is the same as demand deposit, except that the interest rate is much higher than demand deposit (the current demand deposit is about 0.35%, and the annualized rate of return of the money fund is between 4% and 6%).