In recent years, there is a way that has been gradually recognized by everyone. This is the fixed investment of the fund. Because it is a fixed investment every month, it looks a bit silly. Besides, you need to think about it carefully for the first time, and basically you don't have to think about it later. It seems to be more worry-free and labor-saving. So, will this stupid fixed investment make money?

Montana believes that it is still possible to make money by investing in a silly fund, especially when there are not many investment targets.

let's talk about the common problems when people buy stocks or funds. When it is rising, the more I feel that it may continue to rise, and when it is falling, I am worried that it will continue to fall. If you don't do stocks or funds, ask a passerby, and he will probably tell you, "The higher the price, the greater the risk, and the lower the risk when the price is low." When you don't invest, you should think so. It's just a human nature that most people can't overcome when investing. When it is clearly necessary to pay attention to risks, it is too easy for investors to chase high.

In essence, the fixed investment of funds overcomes this weakness of human nature, and more importantly, if you buy stocks or funds in a lump sum, then you have a high probability that you will start to rise from then on, or even unilaterally, so that your income will be more. However, if you adopt the method of fixed investment, the most striking difference between you and others is that you don't care about short-term decline or shock at all. Even at a certain stage, you want more volatile market, because the more volatile market, the lower your accumulated cost, so as long as there is a slight rebound, your chances of making money will be greatly improved, and your very low accumulated cost under volatile market will in turn promote your good attitude. This is a fool.

Of course, it is very important to choose a good target if you want to make a good fund investment. In this case, Montana advocates the fund investment of index funds, because index funds track the index, and they don't want to outperform the index at a certain time, as long as they are almost the same as the index. However, ordinary funds, due to many active management, appear to resist falling or even "rising", which may have certain influence under the cumulative fund investment mode. The fixed investment of the fund is actually equivalent to your active participation in the investment by means of fixed investment. In this process, the role of the fund manager has also been weakened, as long as you choose a similar index.

Generally speaking, if you are an office worker, or you don't have much time at ordinary times, you can choose a fixed investment from the fund to better participate in the investment without wasting your energy. Even if you have invested in stocks or other funds now, it is good to make some fixed investment in the fund as a way of many a mickle makes a mickle.

—— Above, Wang Dana of Finance and Economics is determined to be a big winner in the financial sector, so please look forward to more investment cases and logical thinking!