There are generally three channels for purchasing funds: direct sales by fund companies, agency sales by banks and securities companies, and third-party financial platforms.

1. Not recommended by banks and securities companies.

2. Fund companies have more discounts on their own direct selling platforms, but fewer optional products. Another advantage of buying on the direct selling platform of fund companies is that they can convert funds on the same platform at low cost or even zero cost, which is more suitable for investors who invest in long-term funds and are especially trusted by a fund company.

3. Answer the subject's question:

Yes, Tian Tian Fund belongs to the third-party consignment platform of the fund and was established with the approval of the CSRC. You only need to have the corresponding bank card for online banking, and then register an account every day. Relatively speaking, the rate is even lower than that of bank consignment. Good choices are not only Tian Tian Fund, but also Tiantian Win, Jimmy Fund Network, Fund Trading Network and Good Buy Fund Network. Fund companies support third-party platform sales and will also cooperate on discounts. The discount given by third-party platforms is generally 60% off. Advantages are convenience and more optional funds.