Does the subject want to ask: "What is the reason why the bank card is deducted for not buying investment and wealth management?" Purchase other services or goods and participate in fraud or theft.

1. Other services or commodities purchased: Some wealth management platforms or investment institutions will automatically start renewal or value-added services when purchasing wealth management products, or automatically bind other services or commodities, which may lead to the deduction of bank card accounts. In this case, you can check the transaction record of the bank card account to confirm whether you have purchased other services or commodities.

2. Fraud or credit card swiping: The bank card account has been deducted, and there is no related transaction, which may involve fraud or credit card swiping.