1. Interbank deposit receipt index fund is a passive index bond fund, which mainly tracks the AAA index of CSI interbank deposit receipt (93 1059. CSI), and invest more than 80% of the fund assets in component bonds and alternative component bonds of the underlying index. Relatively speaking, it has the advantages of high liquidity, low volatility and low default risk, and can be used as an effective supplement to short-term wealth management products.

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2. Inter-bank deposit receipt index funds are less risky and belong to R 1 (low risk), but there are still risks, so we should also pay attention to the choice when investing. If you shop around, I prefer the Guoan Fund with dual shareholder background. The characteristic of the insurance department is to strictly control the absolute income and surrender.

3. The purpose of investing in the inter-bank deposit certificate index fund is also to obtain steady income, which can be said to be a natural adaptation, just like the 7-day holding fund of the AAA index of China Securities Deposit Certificate issued on June 8-17.