the "increasing wealth" of China postal savings is quite good and safe.
Postal Savings Bank, one of the six state-owned banks, is an old and excellent wealth management product with increasing wealth. It belongs to current financial management. The income is floating, but the fluctuation is small, so it is a very popular product.
"Rising Day by Day" is a cash management wealth management product operated independently by postal savings, and the security income of the wealth management principal is stable. Wealth is rising day by day, subscription and redemption are open every working day, and funds are received in real time. The daily rising, monthly rising and Xinxin Xiangrong wealth management products launched by Postal Bank are all non-fixed-term, and the annualized rate of return of daily rising is 3.3%, which is higher than the current annualized rate of return of Yu 'ebao WeChat wallet. The income of daily rising wealth management products of 1, yuan a month is about 271 yuan. Its calculation formula is: investment principal * annualized income/365 * 3 = 1, * 3.3%/365 * 3.
The rising wealth has the characteristics of daily dividend, high income, high liquidity, flexibility and high security. The daily rise is available every working day. It is a low-risk wealth management product, and it is convenient to buy and redeem. However, wealth management products are defined as non-guaranteed floating interests, and any investment behavior has certain risks, but the risks are different; The wealth management products of Postal Savings Bank are basically risk-free, mainly including investment bonds, central bank bills, financial bonds, corporate bonds, interbank deposits, high-quality corporate trust financing plans, bank acceptance bills, repurchase, etc. They are all low-risk areas, but they don't mean to break even or make a steady profit. They are not linked to financial instruments such as stocks, funds, options and futures, so it won't have much income and there won't be great risks.
Tips:
Before purchasing a wealth management product, investors should ensure that they fully understand the nature of the investment and the risks involved, carefully understand and carefully evaluate the basic information of the wealth management product, such as the direction of capital investment, risk types and expected rate of return, and decide to purchase a wealth management product that matches their own risk tolerance and asset management needs after careful consideration. This wealth management product is a non-guaranteed floating income product, and the bank does not guarantee the principal and income of the wealth management product. Investors should make investment decisions based on their own independent judgment.