In the process of fixed investment of the fund, sometimes there will be insufficient funds and need to use money, and then the fund needs to be redeemed. But I believe many people are not sure how to redeem the fixed investment fund they bought. Let's analyze this problem from many angles.

I. Redemption Process

First, we need to understand the redemption process. When redeeming the purchased fixed investment fund, the following steps need to be taken:

1. Log on to the fund trading platform or go to the bank counter.

2. Find the fund products you hold.

3. Enter the exchange amount.

4. Confirm the exchange information.

5. Wait for redemption confirmation and funds to arrive.

It should be noted that the redemption of the foundation has a trading impact. If it is an intraday redemption, it may have a certain impact on the closing price of the current trading day. Therefore, it is recommended to redeem it after work or holidays.

Second, the redemption fee

Second, you need to know the redemption fee. Different fund products may have different redemption fees, including redemption fees, minimum redemption amount and redemption time. If it meets the requirements, it is generally free to exchange.

It should be noted that if redemption is carried out within the specified time, there may be a situation of "insufficient redemption funds". At this point, you need to wait for the redemption money before you can redeem it.

Third, the redemption method

In addition, you need to know the exchange method. Funds can be redeemed through bank cards, fast payment, etc. , it can also be converted into other fund products by the fund company, or re-purchased after redemption. At the same time, fund companies also provide online and offline redemption channels, which can be selected according to their own needs.

Fourth, matters needing attention

Finally, there are redemption precautions. First of all, you need to pay attention to the redemption time and operate according to the stipulated time to avoid unnecessary expenses. Secondly, you need to know the relevant information of the fund products you hold, including the product risk level, redemption fees and so on. Similarly, the redemption operation also needs to be carried out on the platform to avoid security problems.