As an investment variety, funds are favored by more and more people. However, for the novice fund market, there may be some questions. For example, does the fund bought on Saturday count as Monday? This problem seems simple, but it needs to be analyzed from multiple angles.

First, according to the time of bank card deduction.

According to China's regulations, the transfer time between fund companies and banks is T+ 1, that is to say, the funds subscribed on the same day will be liquidated on the next trading day. So, if you buy a fund on Saturday and the bank starts to deduct money on Monday, then this fund is included in the share on Monday. However, it should be noted that if the purchase time of the fund on Saturday exceeds the transfer time of the bank, then the fund will be included in the share of the next trading day.

Second, according to the operating time of the fund company.

In addition to the bank's transfer time, fund companies also have their own operating hours. If the time to buy a fund on Saturday is within the business hours of the fund company, then the fund will be included in Monday's share. However, if the subscription time exceeds the operation time of the fund company, then the fund will be postponed to the next trading day.

3. According to the clearing time of the exchange.

The liquidation of the exchange is also one of the factors that affect the calculation of fund shares. If the fund subscribed on Saturday is liquidated before the next trading day, the fund will be included in Monday's share. However, if the fund subscribed on Saturday cannot be liquidated before the next trading day for some reason, the fund will be postponed to the next trading day.

Four, individual fund companies have special circumstances.

Different fund companies may have different operating hours and regulations, so it is best to know the relevant regulations of fund companies before buying funds. Some fund companies have some instructions on their websites, so you can operate accordingly.

To sum up, whether the fund purchased on Saturday is counted as Monday depends on various factors. Unless otherwise specified, it is generally calculated according to the time of bank deduction and the business hours of the fund company. Therefore, first of all, you need to know the relevant regulations of the fund company, so as to ensure that you can know your fund share in time and avoid unnecessary troubles.