Comparatively speaking, the greater the risk, the higher the income. The country won't let you have zero risk, but the return is high. If there is, everyone will invest, hehe, so the stock risk is high and the return is high. Fund risk is relatively low, earning less money than stocks, and it depends on whether you are prepared to make long-term investment or short-term investment. If you are going to make a long-term investment, it is recommended to buy an investment insurance from a better foreign insurance company. In the long run.