1, long-term holding

Investors can consider buying a fund at one time and holding it for a long time, and then selling it after reaching the income target. Long-term holding can not only earn a certain price difference, but also get a certain dividend. It should be noted that investors who hold a fund for a long time should choose a fund with good historical performance, small withdrawal rate and great development potential.

2, high throw and low suction

When investors buy funds, they can also adopt the investment strategy of selling high and sucking low to earn a certain price difference, that is, buying funds at a low level and selling them when the funds rise to a certain height.

3. Fixed investment

When investors buy a fund, they can spread the risk through fixed investment, that is, by constantly buying and increasing the share of positions, to spread the cost of positions evenly, so as to achieve the purpose of spreading the risk, and when the fund rebounds, it will implement the smile curve effect.

At the same time, there are the following skills for fixed investment:

A, choose a fund with large fluctuations for fixed investment.

In the process of fixed investment, investors should choose funds with large volatility, such as stock funds and index funds, which are more likely to produce smile curve effect, while money funds and bond funds are less volatile and relatively stable, which is not suitable for fixed investment operation and more suitable for one-time purchase.

B. make a fixed investment in the downward channel of the fund.

Investors should choose to make a fixed investment when the fund is in the downward channel and make a fixed investment when the fund is in the downward channel. By continuously increasing the share of positions, they can reduce their position costs, spread risks, wait for the rebound of the fund's net value and realize the smile curve effect. However, fixed investment during the fund's rise will increase their position cost and risk.

C. Stop profit and stop loss in the process of fixed investment.

In the process of fixed investment, investors can set a take profit position to ensure income. However, the fixed investment of the fund is characterized by long-term, compound interest and average cost. Therefore, there is no need to set a stop loss in the process of fixed investment.

D. Choose the dividend reinvestment method.

Investors can change the dividend distribution method of fixed investment funds into dividend reinvestment, and realize the compound interest effect by increasing the holding share.