What are the more important formulas about funds? What is the function of fund purchase rate?

How to judge whether a fund is worth buying? This is undoubtedly the most important step for every newcomer who has just set foot in the fund market. So, what is the way to judge it? The following are some important formulas about funds compiled by Bian Xiao. I hope I can help you.

What are the more important formulas about funds?

Calculation formula of fund rate of return: The following formula is usually used to calculate fund rate of return:

Rate of return = (net value at the end of the period-net value at the beginning+dividends)/net value at the beginning.

Calculation formula of annualized rate of return: To calculate the annualized rate of return of funds, the following formula is usually adopted to convert the rate of return into adulthood:

Annualized rate of return =( 1+ rate of return) (365/ holding days)-1

Sharp's ratio calculation formula: The following formula is usually used to measure the relationship between the fund's excess returns and the risks it bears:

Sharp ratio = (annualized excess return of funds-risk-free interest rate)/annualized volatility of funds.

Calculation formula of asset allocation ratio: The following formula is usually used to calculate the fund allocation ratio of different asset categories:

Asset allocation ratio = market value of an asset class/total market value of the fund.

What is the function of fund purchase rate?

Fund purchase rate (also called subscription rate or subscription rate) refers to the proportion of investors buying funds. The buying rate can reflect investors' enthusiasm and interest in the fund. A higher buying rate means that investors have a greater demand for funds, which may also mean that the market has higher expectations for funds.

The fund buying rate can be used as an index to evaluate the market acceptance and popularity of funds. A high buying rate may mean better fund performance, higher investor confidence or more positive market sentiment. However, the buying rate itself is not the only criterion to evaluate the quality and investment potential of the fund, and investors need to consider the performance, risk, cost and other factors of the fund to make decisions.

How much is the fund purchase rate worth buying?

There is only one standard: is it cheap?

There are four words to make money by investing: buy low and sell high.

Just like doing business, buy goods at a low price, sell goods at a high price and make a difference.

Investment is to be a qualified second-hand dealer. Earn if you pass, lose if you fail, that's all.

But how can we know if the fund is cheap?

Different funds have different standards:

Stock funds and hybrid funds look at the level of fund managers.

When the fund can be among the best in the last five years, three years and one year, for example, in the top 100 similar funds, the level of this fund manager is quite good.

The fund he manages is worth starting with.

On the other hand, when one day, the fund's rate of return falls out of the ranking, it must be sold regardless of the loss.

Bond funds look at the "ten-year bond yield".

When the yield is greater than 3.5%, it is a good time to buy bond funds; When it is less than 3%, it can be returned.

Monetary funds look at liquidity.

Whoever can get the account faster when redeeming, who can redeem the most, is selected.

What is the general rate of return on funds?

20%。

According to Cai Xi's data. Com, investors can set it according to their ideal expected return, for example, setting 20% is more appropriate. When the fund income reaches the expected income, investors can take profits. When the fund reaches the expected return, investors can take part of the profit first. If the fund continues to rise, investors will stop making some profits until the fund is sold.

Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes provident fund, trust and investment fund, insurance fund, retirement fund and various foundation funds.

1.5 rate fund worth buying?

Considering whether a fund is worth buying, the most important factor is not the commission rate, but the return on investment of the fund and the management ability of the fund manager. If the product yield managed by the fund manager is relatively high, it is worthwhile for investors to pay the subscription fee of 1.5%.

Fund subscription fee = subscription amount × subscription rate. Suppose an investor subscribes for a fund of 1 1,000 yuan, and the subscription fee to be paid is 1 1,000×1.5% =150 yuan. Assuming that the net value is 2 yuan when buying a fund, as long as the net value rises above 2. 1, it is pure for investors.

So how to choose a fund whose future income may be greater than 1.5% subscription fee?

First of all, you need to choose a fund with good growth, high prosperity and high track when you buy a fund. The so-called track is the industry in which the company is located. Try to choose emerging industries and invest in industries with development potential.

Secondly, according to the screening of fund managers' past performance, past performance can reflect the management level and stock exchange ability of fund managers.

Finally, after purchasing the fund, try to hold it for a long time and avoid frequent operations.