440,000 yuan.

According to a query on Zhihu.com, it is known that the contribution base for 30 years of work is 5,000 yuan, and the monthly payment is based on a 12% ratio. After 30 years of work, the retirement provident fund can be received at 440,000 yuan.

The retirement provident fund is actually the housing provident fund. The provident fund refers to the long-term housing savings deposited by employees of state agencies, state-owned enterprises, urban collective enterprises, urban private enterprises and other township enterprises and institutions.